Business Flex Super

Here you will find the coverage for our Business Flex - Super Insurance.

Summary of Coverage

Below you will find the coverage for our Business Flex - Super Insurance.

The insurance is valid on all trips with a duration of up to 90 days, unless otherwise specified in the insurance contract.
An extended coverage period can be agreed prior to departure.

  Sums covered (NOK)  
SUPER Business trips Holiday and leisure trips
  Single person Single person (per insured person) / Total sum for a family
Illness/injury - treatment while traveling    
- Medical expenses - doctor, medication etc. Unlimited Unlimited
- Hospital stay Unlimited Unlimited
- Dental treatment, serious injury Unlimited Unlimited
- Phone expenses 1,000 1,000
- Repatriation Unlimited Unlimited
- Call-out Unlimited (2 persons) Unlimited (2 persons)
- Holiday compensation 0 7,500
- Lost holiday days 0 100,000 per person
- Return journey back to destination Unlimited   10,000 per person
- Interrupted holiday trip - sole travel companion 0 100,000
- Replacement by colleague Unlimited 0
- Modification of car or home 100,000 100,000 per person
- Recruitment 40,000 40,000 for the employee
- Adaptation of workplace 40,000 40,000 for the employee
     
Luggage Unlimited Unlimited
- Employer's property 20,000 20,000 for the employee
- Valuables 40,000 40,000 per claim
- Bicycle with mounted accessories (country of residence) 5,000 3,000 per claim
- Travel companion 25.000 25.000
- Replacement by colleague Unlimited 0
outside country of residence 25,000 5,000 / 25,000
- Cash, gift vouchers and equivalent 5,000 5,000 / 10,000
- Keys 4,000 4,000 per claim
- Travel documents 20,000 20,000 per person
- Sports and leisure equipment rented on the trip 10,000 10,000 per claim
Delays    
Delayed luggage 10,000 5,000 / 25,000
Delayed luggage due to delayed flight 1,000 1,000 / 5,000
Delayed means of transport 10,000 30,000 / 75,000
- Delayed collection of rental car 10,000 10,000 per claim
- Lost event / accommodation 0 5,000 per person
     
Personal safety    
Evacuation Unlimited Unlimited
- Lost holiday due to evacuation 0 15,000 per person
- Detention by authorities 70,000 70,000
- Psychological first aid 25,000 25,000 / 50,000
Deprivation of liberty    
- Compensation 20,000 20,000
- Consultancy services 500,000 500,000
- Total sum insured per incident 2,500,000    
- Rescue mission 200,000 200,000
Veterinary expenses 5,000 5,000 per claim
Cancellation 200,000 200,000 / 300,000
Legal assistance 100.000 100.000
Trips organised and paid for by the business - see terms and conditions    
Deductible for rental car 15,000 15,000 per claim
     
Accidents    
- Death: Adult 300,000 300,000 per person
- Death: Child 100,000 100,000 per person
- Medical disability: Adult 300,000 300,000 per person
- Medical disability: Child 500,000 500,000 per person
Expenses for treatment after repatriation 25,000 25,000 per person
Taxi, place of work/place of treatment 10,000 10,000 per person
Fractures 5,000 5,000 per person
Liability 15,000,000 15,000,000
Legal assistance 100,000 100,000

Download cover overview and conditions.

Note: In the event of conflict, the amounts stipulated in the insurance certificate take precedence over the amounts stipulated in the terms and conditions.The insurance certificate will state whether any deviations from the coverage have been agreed.