Business Flex Standard

Here you will find summary of the coverage for Business Flex Standard.

Summary of Coverage

Below you will find the coverage for our Business Flex - Standard Insurance.

Download cover overview and conditions

  Sums covered (NOK)  
STANDARD Business trips Holiday and leisure trips
  Single person Single person (per insured person) / Total sum for a family
Illness/injury - treatment while traveling    
- Medical expenses - doctor, medication etc. Unlimited Unlimited
- Hospital stay Unlimited Unlimited
- Dental treatment, serious injury 5,000 5,000 per person
- Phone expenses 1,000 1,000
- Repatriation Unlimited Unlimited
- Call-out 35,000 35,000
- Holiday compensation 0 7,500
- Lost holiday days 0 25,000 / 40,000
- Return journey back to destination Unlimited 10,000 per person
- Interrupted holiday trip - sole travel companion 0 25,000
- Replacement by colleague Unlimited 0
     
Luggage 30,000 30,000 / 60,000
- Employer's property 15,000 15,000 for the employee
- Valuables 15,000 15,000 per claim
- Bicycle with mounted accessories (country of residence) 3,000 3,000 per claim
outside country of residence 3,000 3,000 per claim
- Cash, gift vouchers and equivalent

3,000

3,000 per claim
- Keys 4,000 4,000 per claim
- Travel documents 15,000 15,000 per person
- Other luggage - per item 15,000 15,000
- Sports and leisure equipment rented on the trip 10,000 10,000 per claim
     
Delays    
Delayed luggage 6,000 3,000 / 7,500
Delayed means of transport 20,000 20,000 / 40,000
- Delayed collection of rental car 10,000 10,000 per claim
- Lost event / accommodation 0 5,000 per insured person
     
Personal safety    
Evacuation Unlimited Unlimited
- Lost holiday due to evacuation 0 12,000 per person
- Detention by authorities 70,000 70,000 per claim
- Psychological first aid 5,000 5,000 / 10,0000
Cancellation 40,000 40,000 / 100,000
Accidents    
- Death: Adult 200,000 200,000 per person
- Death: Child 50,000 50,000 per person
- Medical disability: Adult 200,000 200,000 per person
- Medical disability: Child 500,000 500,000 per person
Expenses for treatment after repatriation 25,000 25,000 per person
Taxi, place of work/place of treatment 10,000 10,000
Liability 6,000,000 6,000,000
Legal assistance 25,000 25,000

Note: In the event of conflict, the amounts stipulated in the insurance certificate take precedence over the amounts stipulated in the terms and conditions. The insurance certificate will state whether any deviations from the coverage have been agreed.